Knowing how interest on savings accounts works can help investors earn as much as possible on the money they save. A Regions LifeGreen Savings account provides you all of the extras you can expect with your high balance relationship. HDFC Bank savings account interest rate â 3.50%. Although the information provided by Informa Research Services, Inc. has been obtained from the various institutions, accuracy cannot be guaranteed. Bank from almost anywhere by phone, tablet or computer and at over 16,000 ATMs and more than 4,700 branches nationwide. Average Interest Rate for Savings Accounts. Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. The top rate you can currently earn from a nationally available savings account is 0.81% annual percentage yield (APY), offered by Varo Bank.That's more ⦠High Yield Savings Rates: Average APYs are based on High Yield Savings Accounts of $10,000. The Fifth Third Health Savings Account earns interest. Access your bank account or open a bank account online. Money Market Account Rates: Average APYs are based on Money Market Accounts of $10,000. The bank has around 6,000 branches in around 2800 cities across the country. Latest Savings Account Interest Rates from Top Banks. The bank offers two slabs of interest on the savings account. The bank may change the interest rate and APY at any time without notice. Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. The interest rate and APY may change. However, there are a few banks which are still offering a high interest rate ⦠Your interest begins to accrue no later than the business day Fifth Third receives credit for ⦠Let's say you have $1,000 in the bank and the account earns 1% interest. The interest rates banks set on everything from deposit accounts to loans and credit cards are related to the federal funds rate. This is a guideline the Federal Reserve sets to ⦠While it was once easy to find a savings account at your local bank offering rates upwards of 3%, rates dropped precipitously following the Great Recession, ⦠HDFC Savings Account Interest Rate. Savings Accounts & CDs Karur Vysya Bank savings account interest rate â 2.75% #9. According to the FDIC, the national average interest rate on savings accounts currently stands at 0.05% APY.This applies to both average and jumbo deposits (balances over $100,000). Learn more. The best online savings accounts can help you fund your goals faster. 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